![]() However, the sign-up bonus is one time and the annual fee is recurring. Sign-up bonusĮven though they come with a spend requirement, sign-up bonuses are pretty attractive. One free night, elite status, or just the higher-earning rate is more than enough to offset a couple of hundred dollars fee. Generally, the benefits outweigh the fee. Make sure you know and understand them before applying.Īs far as the annual fee is concerned, in my opinion, it’s okay to go for a higher annual fee card. Joining fee, annual fee, APR, foreign exchange, etc. ![]() There are several fees associated with a card. If you decide to make Marriott your primary card, the benefits would be way more, but the other card you already have might still be of better value. It’s okay to get a card just for status and use at Marriott properties only, but knowing your objective will help pick the right card. It’s important to be clear which card gives you maximum benefits and rewards.
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